We are nearly two days away from the official first shopping day of the holidays, Black Friday. It's about to get real!! Black Friday is the biggest shopping day of the year and big deals can be found. Some people like to brave the crowds and early morning camping out to [...]
When we budget for holidays we usually just think of buying gifts for birthdays, Christmas or Hanukkah, Mothers' and Fathers' Day and maybe Valentine's Day. But in reality, there are so many other holidays that require gift-giving that we often forget to include in our budget. You probably don't get through [...]
There are a lot of websites and blog posts that are about the best money tips or how to save money. Some of the lists are good but we think that most of them are not really applicable to everyone or that they just don't save that much money. We wanted [...]
Once you learn how to budget, especially when you use the Fiscal Fitness Phoenix Budgeting Method, you tend to notice you have a lot of extra money at the end of the month. This is because we are planning ahead with our money, not looking at what we did in [...]
Your jaw is probably hitting the ground right now reading the headline of this blog. But I'm being honest, I don't want you to budget... like this: If you google "Personal Budget template" you get 22.3 million results and they all look like this. You have your income at the top, [...]
Reasons for Not Meeting with a Financial Professional (and why you should) We’ve all had bad experiences and most of us don’t like talking about money but we have to if we ever want to buy a home, retire, or save for other life events. Sometimes that means meeting with [...]
How to Prepare for a Meeting with Your Financial Professional Meeting with a financial professional can feel like a meeting with your doctor. You don’t want to go but you know you must. When you meet with me at Heritage Financial Strategies, rest assured that we’re going to talk about [...]
What to Look for When Choosing a Life Insurance Policy How much life insurance coverage do you have? If you’re like many of my clients, you’re either way over insured or way under insured and neither is a good thing. Life insurance can be confusing so let’s first talk about [...]
By Kathryn Vasel With Kelsa Dickey Read on CNNMoney.com We can all use a little more cash in the bank. And if finding a higher-paying job or winning the lottery isn't in the cards for you right now, you'll need to do more with what you've got. Say you want [...]
Why is Gratitude Important? I hear people talking about gratitude. Some of them even keep a gratitude journal where they write down what they are grateful for each day. I get that it means being thankful but why is gratitude important? Gratitude a mindset and it’s about more than being [...]