Your jaw is probably hitting the ground right now reading the headline of this blog. But I'm being honest, I don't want you to budget... like this: If you google "Personal Budget template" you get 22.3 million results and they all look like this. You have your income at the top, [...]
Reasons for Not Meeting with a Financial Professional (and why you should) We’ve all had bad experiences and most of us don’t like talking about money but we have to if we ever want to buy a home, retire, or save for other life events. Sometimes that means meeting with [...]
How to Prepare for a Meeting with Your Financial Professional Meeting with a financial professional can feel like a meeting with your doctor. You don’t want to go but you know you must. When you meet with me at Heritage Financial Strategies, rest assured that we’re going to talk about [...]
What to Look for When Choosing a Life Insurance Policy How much life insurance coverage do you have? If you’re like many of my clients, you’re either way over insured or way under insured and neither is a good thing. Life insurance can be confusing so let’s first talk about [...]
By Kathryn Vasel With Kelsa Dickey Read on CNNMoney.com We can all use a little more cash in the bank. And if finding a higher-paying job or winning the lottery isn't in the cards for you right now, you'll need to do more with what you've got. Say you want [...]
Why is Gratitude Important? I hear people talking about gratitude. Some of them even keep a gratitude journal where they write down what they are grateful for each day. I get that it means being thankful but why is gratitude important? Gratitude a mindset and it’s about more than being [...]
Tips for Thanking Clients As a small business owner and budgeting coach for other business owners, I know firsthand the challenges faced when it comes to attracting and retaining clients. Without clients, we don’t have a business so don’t save the thank-yous for the holiday season! Make thanking clients a [...]
3 Easy Tricks to Practice Delayed Gratification Have you ever made an impulse purchase? If you’ve ever bought a magazine or candy while waiting in line at the grocery store, you’ve made an impulse purchase. Now imagine what you could do if you saved that $5 every time you wanted [...]
By Maryalene LaPonsie With Kelsa Dickey Read on money.usnews.com The Perils of Skipping Loan Payments This Holiday Season: Skip-a-payment programs are popping up in time for the holidays, but some finance experts say they aren't necessarily a gift. The holidays are fast approaching and that means there are presents to buy, [...]
What is Delayed Gratification? (and why it matters) As a finance coach,I often ask my clients to wait to make a purchase and they don’t like to hear they should wait to buy anything from shoes to cars to homes. They want the new stuff right now, in the moment. [...]