What to Look for When Choosing a Life Insurance Policy How much life insurance coverage do you have? If you’re like many of my clients, you’re either way over insured or way under insured and neither is a good thing. Life insurance can be confusing so let’s first talk about [...]
By Kathryn Vasel With Kelsa Dickey Read on CNNMoney.com We can all use a little more cash in the bank. And if finding a higher-paying job or winning the lottery isn't in the cards for you right now, you'll need to do more with what you've got. Say you want [...]
Why is Gratitude Important? I hear people talking about gratitude. Some of them even keep a gratitude journal where they write down what they are grateful for each day. I get that it means being thankful but why is gratitude important? Gratitude a mindset and it’s about more than being [...]
Tips for Thanking Clients As a small business owner and budgeting coach for other business owners, I know firsthand the challenges faced when it comes to attracting and retaining clients. Without clients, we don’t have a business so don’t save the thank-yous for the holiday season! Make thanking clients a [...]
3 Easy Tricks to Practice Delayed Gratification Have you ever made an impulse purchase? If you’ve ever bought a magazine or candy while waiting in line at the grocery store, you’ve made an impulse purchase. Now imagine what you could do if you saved that $5 every time you wanted [...]
By Maryalene LaPonsie With Kelsa Dickey Read on money.usnews.com The Perils of Skipping Loan Payments This Holiday Season: Skip-a-payment programs are popping up in time for the holidays, but some finance experts say they aren't necessarily a gift. The holidays are fast approaching and that means there are presents to buy, [...]
What is Delayed Gratification? (and why it matters) As a finance coach,I often ask my clients to wait to make a purchase and they don’t like to hear they should wait to buy anything from shoes to cars to homes. They want the new stuff right now, in the moment. [...]
By Mario Yan With Kelsa Dickey Read on: moneyguru.info 7 TIMES TO AVOID DEBIT OR CREDIT CARDS Paying with debit or credit cards is fast, convenient, and easy. Despite the arguments for debit and credit cards, however — some of which are totally valid — there are instances when cash [...]
Business Budgeting Basics Think about when you started your business. Did you know your business budgeting basics? If you’re like a lot of business owners, you were focused on making enough money to cover startup costs and basic monthly bills like internet and rent. As time moved on, you’ve likely [...]
It’s great that you have a business or want to start one but do you know what it takes to establish and grow a business? You need a strategic plan that includes big goals, smaller milestone achievements, and a business budget to get you from where you are today [...]