Most people know to call a financial advisor for advice on investments or long-term finances. But it's also okay to need help with more of the day-to-day things like balancing your checkbook, paying bills, budgeting or simply getting things under control. Trying to juggle all the ins and outs of our money is not easy and chances are, no one sat you down and showed you what to do! If money causes you stress or you feel as if you're not in control, a financial coach is perfect for you.
Maybe you're having trouble making ends meet, or maybe you have plenty of money to cover your bills, but don't know where you're going financially or how to get there. Your needs are unique. Our coaching services can help guide you through your special circumstances, teach you how to take control of your situation, and create a plan to tackle your goals.
Your financial advisor has the ability to broker various products for you- insurance, stocks, bonds, mutual funds, etc. At Fiscal Fitness, we do not sell any financial products.
Our goal is not to sell you anything, but to teach you and empower you to manage your money in a smart, satisfying, and promising way. Our services are fee-based only; we commit to serving you without compromise.
We do not accept payment from investment advisors, insurance providers or other financial services allowing us to keep our clients' interest as our only concern. Before you can gain any benefit from a financial advisor, you need a solid foundation. It's in building this foundation and creating smart money habits where we come in!
Here are just a handful of reasons people usually come to us-
If you're juggling to pay everything, stressed out, without a plan, or if you're broke, you, more than anyone, need a financial coach. Most of my clients save enough money in the first 3 months to cover the cost of the service. And all of them feel so much better in just the first month. This is not a guarantee because a lot of it depends on you and the responsibility you assume. It is our goal to empower you by showing you how to solve your problems, not to do it for you.
Doing the same thing over and over and expecting a different result is the definition of insanity. While financial coaching is not a free service, your transformation could, and often time does cover the cost. Plus, as you continue to apply the skills and knowledge learned, your return will continue to surpass the cost. Do not let the fear of paying for financial coaching stop you from calling!
The best way to begin is by scheduling your EUREKA! Session. This session is incredibly valuable but it can also help you determine whether more intense coaching is necessary or desired. During this meeting, we discuss your financial situation in depth but you also have the opportunity to ask questions and voice any concerns or hesitations. The EUREKA session is designed to allow us enough time based on the complexity of your financial situation - Individual, Couples, and Small Business Owners.
You have no obligation to work with us after this session so you have nothing to lose! Once you decide you're ready to get control over your finances, the work begins! Together we create a plan for your money. Once this plan is established, we don't simply send you on your way. We are with you every step of the way- continuously monitoring your budget, holding you accountable, establishing habits, and tackling unexpected hurdles right along side you!
The next few sessions will be used to make some positive and empowering changes toward a more secure financial future. We are results driven so we won't simply be giving you ideas or general concepts. With Fiscal Fitness coaching, we will work through specific steps or tasks to give you back control while learning how to manage your finances on your own.
I get this question a lot but I require partnering with you on both your business & personal finances simultaneously. Most importantly, these two are so connected that I love creating a "marriage" between the two- where both your personal AND professional goals are being accomplished financially & one is not pulling from the other. Second, while we could probably put a solid strategy in place for just one, a mishap in the other could cause that plan to fall apart. Finally, owning a business allows me a greater level of creativity and flexibility with your expenses and cash flow that unless I can see both, you miss out on this valuable accounting knowledge & expertise.
Absolutely! All you need is a computer and a phone! Web conferencing is an option for all of my sessions. I simply send you a link that takes you to a secured virtual meeting place. We can chat and even see each other (if you have a camera on your computer). You will be able to view my screen as we work through your budget, spreadsheets or other presentations.