When I was young, my mother filed bankruptcy. I remember the look on her face, how stressful that was for her, and how it affected her self-worth. She had a good job, worked hard, but she struggled to manage everything that was coming in and out. As a kid, I didn’t know what “bankruptcy” meant, but I learned that money impacts our life- whether we want it to or not, whether that’s in a good way, or a bad way, it’s going to have an impact.
When I was a senior in high school, a college recruiter came to my school and asked me what I wanted to do with my life. I replied, “I want to help people with their money.”
To which he replied, “You should become a financial advisor!” So I went to school and received a Bachelor’s degree in Finance, earned the appropriate licenses to practice as a financial advisor (Series 7 and 66 and Health, Life and Disability) then did so for 3 years. It was as a financial advisor that I realized something- there’s a lot of people who need help with TODAY’S finances, not tomorrow’s. Financial advisors help you plan long-term, but what about the bill you just received in the mail today?
When I told the college recruiter “I want to help people with their money”, I wasn’t referring to investments or long-term planning. I was talking about taking control today. I was still young so I joke that I had a “quarter-life crisis”- this career of financial advising I thought was my passion turned out not to be for me. I went back to school, earned my MBA, and began working in Corporate Finance & Accounting for the next 7 years.
During that time, I would help friends and family with managing their money and discovered it was still my passion. Eventually it got to the point where every day after work and all day on Saturdays I was helping people with budgeting! I worked all day at my corporate job yet would come home and meet with people- and it was that one hour after work that I loved!
When I told my friends and family I was going to become a financial coach full-time, just about everyone said the same thing- “It’s about time.”
People knew long before I did that this was what I was meant to do.
And that is how Fiscal Fitness was born- out of a passion to help individuals take control over their money, stop the worrying and reduce the stress so they can focus on other things.
I want to help you spend your hard-earned money on things that are important to you. I want to help you with the juggling act most of us experience. I want you to stress a lot less over your money. I want you to feel proud of where your money is going and I want you to feel reassurance that you’re doing the right things financially.
My husband and I enjoy saving money but also spending it on traveling (see below), our health (good food but also races and fitness classes), and each other (spending time together, concerts, etc)! What do you value in life?