Tag Archives: debt freedom

How to Manage Your Credit Card Debt featured on NASDAQ and ValuePenguin

I was recently featured in an article on ValuePenguin and on NASDAQ's website about how to manage your credit card debt! Here is the article:The average credit card debt for an American household is $5,700,and it rises to more than $16,000 for households that do not pay off their balances each month. Clearly, while that level of […]

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The Saver and The Spender Podcast Episode 11: Budgeting to buy a house

In this episode we talk about budgeting when you are in the process of buying a house, saving for your kids' college, how not to pay off debt, and a concerning issue looming over the country (Dah Dah Daaahhhhh) and much more.You can find the link to the Money Personality quiz we talked about for […]

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The Saver and The Spender Podcast Episode 4: Sharing Responsibilities

People need to know that it is ok to not be the financial savvy person of their relationship.  Most relationships have one person that does the bulk of the budgeting and planning and one person that doesn't.  There are two things that can't happen.  First, the person that does not handle the finances cannot be […]

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The Saver and The Spender Podcast Episode 2: How to get out of debt

Thank you for listening.  First off, we apologize for the audio quality.  It will be corrected on episode 3.  Welcome to "The Saver and The Spender". Our weekly conversation about money, debt, budgeting, savings, relationships, communication, talking to your kids about money and success stories.  We hope you enjoy it.  If you have any questions […]

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The Saver and The Spender Podcast: Ep. 1: Are you a saver or a spender?

Thank you for listening.  First off, we apologize for the audio quality.  It will be corrected on episode 3.  You can hear our adorable daughter babbling better than you can hear us! Oops! Like we said, we got it figured out a few episodes later! 🙂  Welcome to The Saver and The Spender. Our weekly conversation […]

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Importance of a Budget During a Divorce

Importance of a Budget During a DivorceThe dreaded “B” word… I know, I know, WHO wants to be on a budget these days? People often assume living on a budget translates to all these negative things: You have to restrict yourself, You don’t get to buy anything you want, You have to pinch every penny, […]

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How to Pay Off Your Debt

Once you are on a budget, especially the Fiscal Fitness Phoenix Budget, you tend to notice you have a lot of extra money at the end of the month.  Our challenge to our clients is to set a goal on what you do with that extra money.  It could be extra towards retirement and investments, […]

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Reasons for Not Meeting with a Financial Professional (and why you should)

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Reasons for Not Meeting with a Financial Professional (and why you should)We’ve all had bad experiences and most of us don’t like talking about money but we have to if we ever want to buy a home, retire, or save for other life events. Sometimes that means meeting with a financial professional to talk about […]

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How to Prepare for a Meeting with Your Financial Professional

How to Prepare for a Meeting with Your Financial ProfessionalMeeting with a financial professional can feel like a meeting with your doctor. You don’t want to go but you know you must. When you meet with me at Heritage Financial Strategies, rest assured that we’re going to talk about what you’re doing today with your […]

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What to Look for When Choosing a Life Insurance Policy

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What to Look for When Choosing a Life Insurance PolicyHow much life insurance coverage do you have? If you’re like many of my clients, you’re either way over insured or way under insured and neither is a good thing. Life insurance can be confusing so let’s first talk about why you’d need a life insurance […]

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