The Saver and The Spender Podcast Sprint: How to budget for a fluctuating or commission based income

One of the questions we get all the time is how budget for a fluctuating income.  Teachers, per diem workers, business owners, employees with hourly pay with bonuses, people paid with commissions or even just not paid on a set schedule say that it's impossible to budget for that.  You're [...]

By | 2018-01-10T10:06:30+00:00 January 10th, 2018|Learn, Podcast, Strategize|0 Comments

The Saver and The Spender Episode 25: Are you saving enough? And how to stop the madness of overspending

How much should you be saving? A CNN Money article recently said that, "roughly half of Americans are saving 5% or less of their incomes, including 18% that are not saving anything, according to a survey from Bankrate. Only about a quarter of people are saving more than 10% of [...]

By | 2017-12-21T11:32:03+00:00 December 21st, 2017|Be Inspired, Learn, Podcast, Strategize|0 Comments

Kelsa featured on Arizona Family Channel 3

The holiday season is a wonderful time of year but it can also be very stressful because there is so much spending going on.  Kelsa was featured 4 times over the past few weeks on Arizona Family Channel 3 news talking about budgeting, money and the holidays. Budgeting for the [...]

By | 2017-12-01T08:00:18+00:00 December 1st, 2017|Learn, News, Strategize|0 Comments

Why I love and hate Dave Ramsey

As a financial coach, I both love and hate Dave Ramsey. Now-a-days everyone is an expert in personal finance and budgeting.  There are lots of people and companies that are helping people with their money stress.  Some people focus on mindset.  Some people focus on living minimally and sacrifice.  Others [...]

By | 2018-03-14T21:55:34+00:00 November 27th, 2017|Be Inspired, Financial, Learn|2 Comments

The Saver and The Spender Episode 23: Holiday Traditions and gift giving ideas that will make memories and not break the bank

Episode 23 Holiday traditions and gift giving ideas that will make memories and not break the bank! Don't forget to share, subscribe and rate the podcast on Stitcher, Itunes and wherever else you get your podcasts! It's the beginning of holiday shopping season and more people are just saying no [...]

By | 2017-11-10T13:21:01+00:00 November 10th, 2017|Financial, Learn, Podcast, Strategize|0 Comments
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