Tag Archives: Suze Orman

Importance of a Budget During a Divorce

Importance of a Budget During a DivorceThe dreaded “B” word… I know, I know, WHO wants to be on a budget these days? People often assume living on a budget translates to all these negative things: You have to restrict yourself, You don’t get to buy anything you want, You have to pinch every penny, […]

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How to Pay Off Your Debt

Once you are on a budget, especially the Fiscal Fitness Phoenix Budget, you tend to notice you have a lot of extra money at the end of the month.  Our challenge to our clients is to set a goal on what you do with that extra money.  It could be extra towards retirement and investments, […]

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Reasons for Not Meeting with a Financial Professional (and why you should)

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Reasons for Not Meeting with a Financial Professional (and why you should)We’ve all had bad experiences and most of us don’t like talking about money but we have to if we ever want to buy a home, retire, or save for other life events. Sometimes that means meeting with a financial professional to talk about […]

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How to Prepare for a Meeting with Your Financial Professional

How to Prepare for a Meeting with Your Financial ProfessionalMeeting with a financial professional can feel like a meeting with your doctor. You don’t want to go but you know you must. When you meet with me at Heritage Financial Strategies, rest assured that we’re going to talk about what you’re doing today with your […]

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What to Look for When Choosing a Life Insurance Policy

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What to Look for When Choosing a Life Insurance PolicyHow much life insurance coverage do you have? If you’re like many of my clients, you’re either way over insured or way under insured and neither is a good thing. Life insurance can be confusing so let’s first talk about why you’d need a life insurance […]

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How to save $1000 without really trying!

By Kathryn Vasel With Kelsa Dickey Read on CNNMoney.comWe can all use a little more cash in the bank. And if finding a higher-paying job or winning the lottery isn't in the cards for you right now, you'll need to do more with what you've got.Say you want to save $1,000. That's about $84 a […]

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What’s the balance between loving what you have and wanting more?

What’s the balance between loving what you have and wanting more?Change hurts but it also helps us grow. Just ask my clients. They come to me not very in love with their current financial situation and they want more. They work hard and don’t feel like they are getting the reward for their effort. Often […]

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Why is Gratitude Important?

Why is Gratitude Important? I hear people talking about gratitude. Some of them even keep a gratitude journal where they write down what they are grateful for each day. I get that it means being thankful but why is gratitude important? Gratitude a mindset and it’s about more than being thankful. Gratitude is about being […]

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Tips for Thanking Clients

Tips for Thanking ClientsAs a small business owner and budgeting coach for other business owners, I know firsthand the challenges faced when it comes to attracting and retaining clients. Without clients, we don’t have a business so don’t save the thank-yous for the holiday season! Make thanking clients a year round event with these tips:Start […]

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3 Easy Tricks to Practice Delayed Gratification

3 Easy Tricks to Practice Delayed GratificationHave you ever made an impulse purchase? If you’ve ever bought a magazine or candy while waiting in line at the grocery store, you’ve made an impulse purchase. Now imagine what you could do if you saved that $5 every time you wanted to buy that magazine. If you […]

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