What Can Getting Sick Cost You? Guest blog post by Kelli Carter
What can getting sick cost you?
In real estate it is all about "location, location, location" but when it comes to your health, it is "prevention, prevention, prevention"!
It is estimated that only 10-30% of your health conditions are due to a genetic predisposition (the genes you are born with).
Guess what that means?
Your environment (what you control) is responsible for
70-90% of your health outcomes according to Stanford Medicine.
You are in control of 70-90% of your health! Yes, much of your health, is in your hands!
When I fell seriously ill in 2010, my out-of-pocket healthcare costs were over $10,000 a year for three years in a row. That is not including my lost wages, travel costs, and cost for someone to clean my home, and to drive me to and from appointments. There are so many financial aspects of getting ill. A serious illness could cause you to go bankrupt, and quick.
"The total estimated cost of diagnosed diabetes in 2012 was $245 billion, including $176 billion in direct medical costs and $69 billion in decreased productivity. Decreased productivity includes costs associated with people being absent from work, being less productive while at work, or not being able to work at all because of diabetes." According to the CDC
Hidden Costs of getting sick:
- Lost wages
- Change in family dynamics
- Travel costs
- Loss of mobility
- Need to hire help around the home and other tasks like driving, grocery shopping, etc
Prevention, Prevention, Prevention
There are 5 Core Health Elements required to maintain and regain health. Today we are focusing on the Financial element. If any one area is out of balance, your health is at risk. How would you rate yourself in these 5 areas? (1 poor and 10 excellent)
- Financial Health _____
- Emotional Health _____
- Physical Health _____
- Nutritional Health _____
- Spiritual Health _____
What can you do about it? You have control over what you put in and on your body. It is time to start paying attention so that you can remain healthy. It is not up to anyone else. You must decide and take action.
15 Ways to Protect your health
- Reduce toxins put on and in your body by eating whole, organic foods and using clean personal care products. Women absorb nearly 5 lbs of toxins through their skin care products alone, every year!
- Reduce your inflammation There are countless ways to reduce inflammation. Inflammation is at the heart of nearly every chronic health condition. Download my FREE ebook 7 Strategies to Naturally Reduce Inflammation to reduce your inflammation naturally.
- Stop Smoking You would think this is a no-brainer but there are still smokers so I feel a need to discuss it. The CDC predicts that 1 in 3 woman and 1 in 2 men will have cancer in our lifetime. If you are a smoker, you are almost guaranteeing that you will get sick.
- Lower your intake of "bad fats" (Vegetable oil, lard, processed fat, canola oil, etc). These fats promote oxidation and inflammation
- Increase your intake of "good fats". The "low fat" diet did a lot to ruin our health. Our brains are made of fat. Our cell membranes are made of fat. When we deprive them, we are starving both our brain and every cell in our body. We need good fat to process every cell function of the body. It is thought that the "low fat" diets are causing our exponential rise in dementia and type 2 diabetes. Fats were removed and had to be replaced with something so they put in sugar.
- Decrease sugar intake. Processed sugar causes inflammation. It also gives a quick spike in insulin so that the cells can absorb the sugar. This can cause wild swings in blood sugar. Before you know it, your sugar has bottomed out. Then you crave sugar again.
- Get your body moving at least 30 minutes a day. This will help every body system from circulation to digestion. According to research by The American Heart Association Journal Stroke, moving your body as little as 30 minutes a day, 5 days a week, reduces your chance of dementia by nearly half! There is no medication on earth that will reduce your risk 40%! Get your booty moving, it is never to late.
- Increase your intake of high quality fruits and vegetables (variety is important). Fruits and vegetables are great natural cleanses for the body. They help provide fiber as well as anti-oxidants to reduce inflammation.
- Weight Management by maintaining a healthy BMI (Body Mass Index calculator). Body fat hold onto toxins. Having a high BMI also taxes many of the body systems.
- Reduce/minimize alcohol intake. Alcohol can lead to other poor choices that can harm health. However, it directly increases inflammation and raises your blood sugar. Both are important factors to avoid to remain healthy.
- Spiritual Practice of some sort (Meditation, prayer). Find quiet time and space. When we take the time to clear the mind clutter, we make better and more clear choices. It also reduces our stress. Stress is directly correlated with poor health.
- Emotional healing from anger and resentment. There are physical changes at a cellular level when we hold on to unhealthy emotions. When we clear that, our body is freed up to heal.
- Time Block. When did we start allowing others to control our time. This is a great video to get started on taking your time back. It is your life. Start living like it is!
- Work with financial advisor/coach to pay down debt and build an emergency fund.
- Work with a health coach to identify habits you may not be see in yourself, to grow, and to heal emotionally, spiritually, nutritionally, physically, and financially.
Coach, Speaker and