The Fiscal Fitness 21-Day Challenge is a 21-day sprint and friendly competition among financially savvy (and super motivated) friends.

It’s the type of competition where everyone wins because participants usually end up in a better place than they started.

You earn points by completing various activities assigned by us. Some make you step out of your comfort zone, some ground you, some make you money, some save you money, and some are things you wouldn’t have thought of doing for your finances. You’ll have daily activities that boost your bank account, your confidence, and financial clarity! And throughout the competition, you also have support from others doing the challenge. We see such great encouragement and insights among challenge participants during these 21 days.

The best part: Not only do YOU grow as a person, but we give out prizes to the winners! Yes, winners with an “s”. There’s always more than one.

Flex Your Money Muscles for 21 Days

Subscribe to get notified about our next 21-Day Challenge!

When is the 21-Day Challenge?

We hold the 21-Day Challenge twice a year: once in January and once in July. And it always lasts – as you may have expected – 21 days.

Where is the 21-Day Challenge held?

It’s entirely online, so you can participate from anywhere. The challenge activities can all be done on your own time. People check in and share their progress in our Facebook group. The only restriction is you have to get in as many activities as you can within the 21 days (so maybe don’t join if you’ll be moving or on your honeymoon during that time).

How much does it cost to join the 21 Day Challenge? And why isn’t it free?

The challenge is $97, and yes, there’s a cost! Why?!? Two reasons:

  1. We want people who are committed to their finances and are invested in their own self-improvement to join. We know people who pay this small amount, SHOW UP! And showing up consistently over these 21 days is what makes this challenge great.
  2. We award prizes to the 21 Day Challenge winners (yes, there’s always more than one)! We want to reward those people who really step outside their comfort zone and do big things throughout the 21 days.

Can I sign up now?

We will hold the next challenge in January. Subscribe here to get notified when the next challenge is live.




I participated in the last challenge. Should I participate again? 

Definitely! We add fun, new, valuable activities every time we do this. But even if we hadn’t, these activities help you even if you’ve done them before!

I can’t participate every day during the 21 days, should I still participate? 

Absolutely! Some activities can be done only once, others can be done daily or weekly. Missing a day or even a few days is not reason enough not to participate. You get to do this on your own time. Some people do one thing a day. Some people dedicate a day to getting a bunch done.

My finances are a mess. I don’t even have a budget. Should I participate? 

You betcha! Many of the activities apply no matter where you are in your financial journey. It’s all about effort. And if anything, you’ll probably walk away with a few systems in place or ideas about how to manage your money than you do now. This challenge is all about growth, and as long as you participate, you’ll walk away having accomplished something.

I’m not a member of your Facebook group. How do I join?

Join us here: And when you join, don’t forget to introduce yourself. Our group is full of nice, helpful people just like you.