The Fiscal Fitness Podcast, Episode 116: Teaching Kids about Money, No Matter Their Age In this episode of the Fiscal Fitness Podcast, Coach Jaclyn interviews Coach Jill, who is a mom of two, all about kids and money. They discuss at what age to introduce debit cards, how much you should spend on daycare, and how much allowance you should give and how it should be given or earned. Jill also admits that at one point when her two boys were young she was paying $20,000/year for childcare. It gets better parents of young kids! Answers to our community's questions [...]

If you've ever told yourself, there's no way I can budget. It would take way too much time, we're here to dispel that myth for you. It's just not true. You do have time to budget. Guaranteed. How are we so confident? We'll let Kelsa explain in less than two minutes: Mic drop. Now get to budgeting. Here's our guide to budgeting so now you really have no excuses.

Do you have big goals for the new year? As we head into the new year, so many of us are setting different goals for the year.  In this episode you will learn... How to set a SMART financial goal How to challenge yourself with Good, Better, and Best goals

Just because it’s called a stimulus check does not mean that it is your responsibility to go out and stimulate the economy with it. A big purpose of this stimulus bill was to provide additional financial relief to the American people. So in this episode, I am going to share five things you could do with your stimulus check to bolster and strengthen your own financial position, as well as some ideas of how you could use it to support your community. In this episode you will learn... How to check the status of your stimulus check if you haven’t [...]

It’s back! It only happens twice a year - our 21-Day Challenge is starting on 1/21/2021. We are super excited to kick off this challenge which is designed to help you move your money forward in a bigger, better way than you ever have before.   In this episode you will learn... What the 21-Day Challenge is and how you can sign up Who the 21-Day Challenge is designed to help Who should not participate in this challenge   To participate in the 21-Day Challenge, join our free Facebook community - this is where all the activity of the 21-Day [...]

It’s one of our favorite times of the month! It is time for the December FC Beat. That’s the Financial Coaches Beat, in case you didn’t know, where Jaclyn and Jill are giving you the inside scoop on what’s happening, all things in the Fiscal Fitness world. And of course our favorite part which is tooting the horns of our amazing clients, sharing the great work that they are doing and celebrating their accomplishments. You’ve got to tune in for this one! Resources: New Year, New Money Checklist: fiscalfitnessphx.com/newyear - Episode 107 Choosing your word of the year: https://fiscalfitnessphx.com/oneword2019/ www.FiscalFitnessPHX.com www.FinancialCoachAcademy.com

In this episode you'll hear why Coach Jaclyn herself chose to abandon one of the popular approaches out there when working on paying off her non-mortgage debt. Famous financial gurus are known for their popular, one-size-fits all approaches to money. Here at Fiscal Fitness, we know from working first hand with hundreds of clients that no formula works for every single client. In this episode you will learn... Why the one-size-fits-all approach wasn’t working for me - what I liked and what I didn’t. How working with Coach Jill changed my approach and what she taught me How having a [...]

This episode is a re-release of episode 48 from 2019 but it is so great that we want to share it with you again. Research shows that resolutions are largely ineffective for making positive, sustainable change. Twenty-five percent of people break resolutions within one week and sixty-five percent break them within weeks. Selecting a word of the year can help us to embrace a larger vision that feels expansive and possible. A single word is easier to remember than a whole list of goals and resolutions. Your “word of the year” anchors your daily life, helps you focus, guides the work [...]

This episode was originally published in December of 2019 as episode 74.  It was so impactful and popular that we wanted to put it back on your radar. You may be excited to set new year’s resolutions and goals with your finances this time of year, but if you’re not careful, you could be getting ahead of yourself. Don’t set yourself up for failure, check out our New Year New Money Checklist FIRST. It will help you lay a really solid foundation which to build from! Get ready to make your new year financial goals a resounding success in 2020! [...]

It’s one of our favorite times of the month! It is time for the November FC Beat. That’s the Financial Coaches Beat, in case you didn’t know, where Jaclyn and Jill are giving you the inside scoop on what’s happening, all things in the Fiscal Fitness world. And of course our favorite part which is tooting the horns of our amazing clients, sharing the great work that they are doing and celebrating their accomplishments. You’ve got to tune in for this one!     Resources: www.FiscalFitnessPHX.com www.FinancialCoachAcademy.com

This is a replay of one of our most popular episodes of all time, episode 23, where Kelsa and Michael discuss some ways to make your holidays more memorable while not breaking the bank. It’s the beginning of the holiday season and the Christmas commercials have already been running for weeks. The holiday season hasn’t really even started and some people are already fed up with the constant consumerism of the holidays. In this episode of The Fiscal Fitness Podcast, we discuss: the psychology of gift-giving how research tells us people don’t really care about how much you spend on [...]

This time of year, tends to be one of the most EXPENSIVE for a lot of people. What is the best way to start planning and budgeting for the holiday? When there are a ton of festivities happening all within a relatively short period of time, we often can get swept away with the fun, the tradition, the expectations of family or friends. We can ALSO be tempted by all of the sales and steller marketing tactics that abound in every inbox.  We want you to be prepared for it all. Not only financially, but also emotionally, so you don't [...]

"I think a lot of people, when they meet a financial professional, assume that they’re someone who is just naturally good at money, that they have some sort of formal financial training or degree in finance, or that they’ve always made good decisions with their money. And that’s just not true. I became a financial coach because of how financially stressed I used to be and the transformation I experienced from working with a financial coach myself" Jaclyn Wise, Financial Coach at Fiscal Fitness Phoenix In this episode you will learn... What the major catalyst was for Coach Jaclyn to [...]

How are you supposed to budget for a home renovation? In this episode Coach Jill walks you through how to assess whether a home project is worth the investment and if you decide to move forward, what are some of your options for deciding how to pay for the project. There are so many options out there - from paying cash to credit to HELOC’s to loans. Let’s talk about what option makes the most sense for YOU when deciding to move forward with a home improvement or renovation project.   Questions answered in this episode: How do you determine [...]