A big step towards getting a handle on your budget is knowing your expenses. You might think expenses are expenses. If the money’s going out, it’s an expense. But here at Fiscal Fitness, we like to think of your expenses in four distinct ways: fixed, recurring, non-recurring, and whammies (the [...]
It’s the light at the end of the tunnel for many working parents, a day they look forward to and possibly even countdown to as the moment draws closer. What is it? It’s the day you get to make your last daycare payment. https://giphy.com/gifs/excited-oprah-shouting-y8Mz1yj13s3kI There’s a reason this [...]
If you’re paid on a bi-weekly basis, there are two seemingly magical months every year when you get an "extra" paycheck. Time to throw a party or go on a shopping spree, right? Nope. Notice I put the word extra in quotes. That’s intentional. That free money you have, well, [...]
Everyone has heard the analogy of how cutting the daily latte can turn you into a millionaire by retirement. And that is one way, but believe it or not, there are tons of small things you can do every day that can make a huge impact on your financial life. So [...]
As financial coaches, we have seen our fair share of canine and feline-loving clients. We know pets are important, so we always account for them when crafting any budget. But beyond budgeting for the basics like food and routine vet appointments, people ask us if they should purchase pet insurance [...]
When most people think about buying a new house, the budget line item they immediately consider is the mortgage payment. And it makes sense. That payment is usually the largest monthly expense in most people’s budget. But, as anyone who owns a home knows (or finds out very quickly after [...]
Their heads smell great. Their smiles can light up a room. Their shoes are impossibly small and utterly useless, yet so incredibly cute. That’s right. We’re talking about babies. If you’re getting ready to welcome a new baby into your house, or think that season of your life may be [...]
Going through a divorce is stressful and typically fraught with emotion. The last thing you may want to think about is sticking to a budget. It's one more thing to stress about during an already stressful time. People often assume living on a budget translates to all these negative things: [...]
Let’s face it. Money is a tough topic of conversation, especially if that conversation is with your spouse. Before you utter the words "We need to talk about our money" with your significant other, take a deep breath and read our best tips for what to say in a budget [...]
Budgeting is hard. We are not going to tell you it’s easy, and you’ll get the hang of it right away. Like any new system or practice, it takes getting used to in order to make it work for you. If budgeting was easy, there wouldn’t be 18 million budgeting [...]
