Their heads smell great. Their smiles can light up a room. Their shoes are impossibly small and utterly useless, yet so incredibly cute. That’s right. We’re talking about babies. If you’re getting ready to welcome a new baby into your house, or think that season of your life may be [...]
Going through a divorce is stressful and typically fraught with emotion. The last thing you may want to think about is sticking to a budget. It's one more thing to stress about during an already stressful time. People often assume living on a budget translates to all these negative things: [...]
Let’s face it. Money is a tough topic of conversation, especially if that conversation is with your spouse. Before you utter the words "We need to talk about our money" with your significant other, take a deep breath and read our best tips for what to say in a budget [...]
Budgeting is hard. We are not going to tell you it’s easy, and you’ll get the hang of it right away. Like any new system or practice, it takes getting used to in order to make it work for you. If budgeting was easy, there wouldn’t be 18 million budgeting [...]
Get your finances in order. Whether it's your New Year's resolution or it's just time to stop the stress, we are here to help! According to a recent Inc.com article, 32% of respondents say their new year's resolution is to save more and spend less money. In fact, is in the [...]
Happy almost Thanksgiving! Or from the looks of most stores right now, Merry Christmas! Whether you are ready or not, the holidays are upon us. It’s time to start making your shopping lists and checking them twice, but there’s one big step before you start counting your Black Friday savings: [...]
Jill Emanuel is the lead financial coach at Fiscal Fitness Phoenix and has an inspiring story about how she and her husband pulled themselves out of being hundreds of thousands of dollars in debt and on the verge of bankruptcy. They were Fiscal Fitness clients for 5 years while they paid off [...]
One of the questions we get all the time is how to budget for a fluctuating income. Teachers, per diem workers, business owners, employees with hourly pay with bonuses, people paid with commissions or even just not paid on a set schedule say that it's impossible to budget. You're not [...]
Our beautiful and smart daughter Carmen (pictured here) will be 2-years-old in December. So that tells you it took us almost two years to put together our all-around fabulous budgeting tool to help you plan for your new arrival. We took everything we learned from our own experience getting ready [...]
Many people think they don't know how to budget. But the problem is many people have been taught to budget the wrong way. For example, here is a conversation we often have at Fiscal Fitness: Kelsa: "Have you tried to budget before?" Client: "Yes, I wasn't very good at it." [...]