Student loan debt is some of the most common debt out there. It’s no surprise given that the average cost of tuition for a four-year undergraduate education, in-state mind you, is around $25,000 a year. That amount of money is more than most people have in extra, unallocated annual income. [...]
There are times you may find yourself behind on bills. Maybe life has thrown you a curveball you didn’t see coming or maybe you flat out missed a payment and didn’t realize it until you received a notice in the mail. If that happens, for whatever reason, here is the [...]
When you're facing a mountain of credit card debt, a zero percent balance transfer is really appealing. But it's not always the best option. There are some financial coaches and experts out there who believe if you have credit card debt, that you should never transfer it. At Fiscal Fitness, [...]
The government shutdown is over for the time being. Government workers are thankfully receiving paychecks again. However, the threat of the next government shutdown is less than a few weeks away. It’s a terribly uncertain time to work for Uncle Sam. Your paychecks may not be reliant on the whims [...]
Get your finances in order. Whether it's your New Year's resolution or it's just time to stop the stress, we are here to help! According to a recent Inc.com article, 32% of respondents say their new year's resolution is to save more and spend less money. In fact, is in the [...]
Debt settlement, debt consolidation, debt relief...which type of debt relief is right for you? Being in debt can feel completely overwhelming. It can feel like you are carrying an always present weight on your shoulders with no escape. It can cause you to question your decisions, feel like you have [...]
Fiscal Fitness was recently featured in an article on ValuePenguin and on NASDAQ's website about how to manage your credit card debt. Here is the article: The average credit card debt for an American household is $5,700, and it rises to more than $16,000 for households that do not pay [...]
Once you learn how to budget, especially when you use the Fiscal Fitness Phoenix Budgeting Method, you tend to notice you have a lot of extra money at the end of the month. Your budget should show you exactly how you should be paying expenses on payday (not on the [...]
As a financial coach, I teach my clients how to be in charge of their money rather than their money being in charge of them. One of the first things we do is review their income and expenses, including basic living expenses, student loans, and revolving debt, otherwise known as [...]
This is going to make no sense at first, but hear me out: You need to work on building up your savings before you work on paying off your credit card debt. It sounds counterintuitive, but this is how you break the cycle of credit card debt. You need to [...]
There are a lot of people with financial worries right now. To do our part, we are holding Zoom calls, free for anyone who wants advice or resources for dealing with financial uncertainty.
We periodically will host these virtual happy hours (BYOB, of course) as long as they are necessary. New calls are posted on the events section of our Facebook page, so please like and follow us there for information on how and when to join the next call.
We hope to see you there. We'll get through this.
