Your cognitive biases are making your money decisions. Learn how to overcome them. In part 2 of a 6-part series on Cognitive Biases and how they impact us and our money each and every day! It’s important to know what these are because they are impacting the way you make [...]
We have all felt buyer's remorse at some point, and boy, isn't it painful? It stings a little for sure - that gut-wrenching feeling is all too familiar. It may be easy to dismiss this feeling since we've all done it. But it's the pesky little things that can lead [...]
Let’s face it. Money is a tough topic of conversation, especially if that conversation is with your spouse. Before you utter the words "We need to talk about our money" with your significant other, take a deep breath and read our best tips for what to say in a budget [...]
Your cognitive biases are making your money decisions. Learn how to overcome them. In part 1 of a 6-part series, Kelsa discusses cognitive biases and how they impact us and our money. It’s important to know what cognitive biases are because they are impacting the way you make decisions and the [...]
Get your finances in order. Whether it's your New Year's resolution or it's just time to stop the stress, we are here to help! According to a recent Inc.com article, 32% of respondents say their new year's resolution is to save more and spend less money. In fact, is in the [...]
Finding and declaring your ONE WORD for 2019 can set you up for success Research shows that resolutions are largely ineffective for making positive, sustainable change. Twenty five percent of people break resolutions within one week and sixty five percent break them within weeks. Selecting a word of the year [...]
We all have some kind of goals with our money and since we are getting close to New Year's resolution season it's time to start to get clear with our financial goals and how to make them a habit. The problem that most people have is that once they set [...]
We very much live in a "keeping up with the Jones' " society. Financial success for a lot of Americans means having tons of toys and making sure everyone sees them. Unfortunately, a lot of the time those people that outwardly look like they are financially successful are really living [...]
Using cash can be a game changer when it comes to stopping overspending and sticking to your budget. We have come across studies (I wish I could find them right now) that have shown you save between 12 and 20% when you use cash compared to credit cards. Part of [...]
Time management and money management are intimately connected. We often see clients who suffer from poor money management in part because they have poor time management. The two are definitely related. “Why is a budget coach talking to me about managing my time? The reality is they are very connected [...]