We are financial coaches, so it's probably a given that we like numbers more than the average person. So here are a few surprising ones: 57 MILLION - Number of people in the US and Canada participating in fantasy sports each year 6.9 HOURS - Amount of time the average [...]
This episode is part two of our six-part series on cognitive biases and how they affect our spending habits and financial decisions. (Make sure you check out part 1 if you haven't yet.) In this episode, we discuss how the Availability Heuristic bias is impacting the way we think of ourselves as [...]
We have all felt buyer's remorse at some point, and boy, isn't it painful? It stings a little for sure - that gut-wrenching feeling is all too familiar. It may be easy to dismiss this feeling since we've all done it. But it's the pesky little things that can lead [...]
Let’s face it. Money is a tough topic of conversation, especially if that conversation is with your spouse. Before you utter the words "We need to talk about our money" with your significant other, take a deep breath and read our best tips for what to say in a budget [...]
In part one of this six-part series, Kelsa discusses cognitive biases and how they impact us and our money. It’s important to know what cognitive biases are because they are impacting the way you make decisions and the way you think about your finances every single day. In this episode about [...]
Get your finances in order. Whether it's your New Year's resolution or it's just time to stop the stress, we are here to help! According to a recent Inc.com article, 32% of respondents say their new year's resolution is to save more and spend less money. In fact, is in the [...]
How finding and declaring your ONE WORD for 2019 can set you up for success. Research shows that resolutions are largely ineffective for making positive, sustainable change. Twenty-five percent of people break resolutions within one week and sixty-five percent break them within weeks. Selecting a word of the year can [...]
We all have some kind of goals with our money, and since we are getting close to New Year's resolution season, it's time to get clear with our financial goals and how to make them habits. The problem that most people have once they set a goal is that they don't [...]
We very much live in a "keeping up with the Jones' " society. Financial success for a lot of Americans means having tons of toys and making sure everyone sees them. Unfortunately, a lot of the time those people that outwardly look like they are financially successful are really living [...]
Using cash can be a game changer when it comes to stopping overspending and sticking to your budget. We have come across studies (I wish I could find them right now) that have shown you save between 12 and 20% when you use cash compared to credit cards. Part of [...]