Financial Coaching Client Stories
Stories from clients who have transformed their money mindset through financial coaching.
At Fiscal Fitness, we help individuals, couples and business owners feel empowered to take control of their finances. We have seen hundreds of clients over the years go from feeling overwhelmed, frustrated and even ashamed of their financial situation to feeling hopeful and excited about what the future holds. Here are a few of their stories.
Kristen & Dan


“We had gone through a rough time finically and thought we would bounce back quickly.”
Live in Annapolis, MD
Married 7 years
Have two kids, ages 3 and 5
Began working with FFP in January 2018
Kristen & Dan’s Financial Wins
How would you describe your financial situation? What issues did you have with money?
We had gone through a rough time financially and thought we would bounce back quickly. So we did what everyone else does and used credit cards to hold us over until we were in a better financial situation. We accumulated A LOT of credit card debt and once our income stabilized, we weren’t able to put the dent in the debt we had hoped. In fact, it kept growing because using credit cards had become a way of life. It felt like no matter how much money we made, we could never chip away at the credit card debt.
Why did you decide to schedule a Eureka session?
Our financial situation was causing so much stress. It was a major negative in our life. We both knew it had to be fixed before we hit rock bottom. Every New Year, we try and identify something to work on and our finances were surely our weakness is 2017. We signed up for a Eureka session with the New Year, and it has been nothing short of life-changing!
How did you feel going into your first financial coaching session?
Really nervous and embarrassed… like no one else has ever dug themselves into a hole as big as ours.
How did you feel after you left it?
Empowered. Jill gave us confidence that together we could get back on the right track.
How do you describe your financial situation now?
We are in such a better spot! My husband’s credit score has gone up 80 points, mine 30. We are building our savings. We actually had a $7,000 house emergency pop up this month that we are paying for in cash. There is zero stress about it. We are so excited to begin saving for new cars, bathroom remodels, college savings, and our emergency fund! I would have never said that 13 months ago, and here I am loving it!
What has been your biggest mental shift?
My biggest mental shift is that I am capable of achieving any of the financial goals we set. I know where every single dollar goes now, and I’m in control of my finances, not the other way around.
Nicole & Jason



“I knew as soon as I got the follow-up budget, that this was something I could do. I felt empowered to change our life.”
Live in Robinson, IL
Nicole has owned her own business since 2017
Has a four-year-old
Attended a Eureka session with FFP
Nicole and Jason’s Financial Wins
How would you describe your financial situation? How was your relationship with money affecting your life?
Why did you decide to schedule a Eureka session?
How did you feel going into your first financial coaching session?
How did you feel after you left?
How would you describe your financial situation now?
If we stay on our current budget, we will achieve our goal of being debt-free (except our home) by June 2022, and I can see that perfectly laid out on the spreadsheets!!!
Nicole P.



“I was so stressed around money, and I knew I needed help to get me out of the hole I put myself in. I was embarrassed that I was even in this situation, and knew if I didn’t get help it was only going to get worse.”
Lives in Phoenix, AZ
Has owned her own business since 2013
Started working with FFP in 2015