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When “Good Enough” Is No Longer Good Enough

When clients come to us looking to get better at their money, oftentimes they’ve been stuck in “good” or “secure enough” or “comfortable” for too long.

They’ve thought for months, sometimes years, that maybe they could be doing more.

Maybe they could have a better idea where their money is going.

Maybe they could have more to show for all their hard work.

They get tired of not actually working toward the things they want or feeling like their progress is stalled as someone who goes to the gym everyday but looks and feels the same.

Sure, you are doing fine when it comes to your money.

You might even be doing better than most people your age. Maybe you’re putting money toward retirement. You don’t have a ton of debt. You’re not under a mountain of financial trouble, but you’re also standing at the base of that mountain and wondering what’s at the top.


Despite all the “good” in your life, you might have this nagging thought:

“Could I be doing more?”

That thought is killer. It’s so vague.

More what?

What more do you want out of your life?

What more could you get out of your life if you stopped avoiding your money and finally figured it out?

What if you saw your money as a tool to help you build a life you love instead of the thing holding you back?

You could:

  • Train and compete at a higher level
  • Pay down your debt (including your mortgage) much faster
  • Extend your maternity leave or stay home and raise your new baby
  • Take a “once-in-a-lifetime” vacation every year
  • Take a lower paying job doing something you love
  • Purchase an income property
  • Confidently save for the retirement life you dream of (maybe even retire early!)
  • Or even better, create a life you don’t feel the need to retire from
  • Start that business you’ve always dreamed of opening

These things are all possible. We know because we’ve helped our clients achieve them all.

This is what happens when people learn how to use their money to achieve whatever they want out of life.

You don’t have to settle for good enough with it comes to your money.

Especially, when you can be great.

If you crave more…

If you’re tired of avoiding your money…

If you have goals and want a quicker way to reach them…

You need a financial coach.

I’ve heard enough. Sign me up!

Our Clients Net Worth On Average Increased by $187,590 in 2021


Kelsa Jill Jaclyn financial coaches phoenix


The Average Amount of Debt Paid Off By Clients After Working With Us For A Year is $38,000

Financial Coaching Is Better Than What You’ve Been Trying

Things you might be telling yourself

You might be thinking, “But I don’t need a financial coach. Things aren’t bad enough for me to need that kind of help.”

Ok, tell me how these phrases strike you:

“I’m a smart person. I can figure out this out on my own. I just need a better budget/have to watch my spending/work harder.”

Yes, you are smart.

And you possibly could figure it out on your own, but when you hire a financial coach, you’re hiring a money expert.

We’ve worked with hundreds of clients, seen all kinds of budgets, and talk about money all day, every day. When you work with a coach, you get an easy to follow, foolproof plan for your money (one that you cannot wait to implement).

Kind of how you might hire a personal trainer to help you achieve a fitness goal…

“Financial coaching feels like a lot. I need something easier. There has to be a simpler solution where I don’t have to be as hands-on.”

Let us give it to you straight.

You won’t ever be completely hands off with your money.

Much like you can’t train really hard at the start of the month and take the rest of the month off, you can’t only pay attention to your money one day out of the month.

Money is a lifelong journey, just like your health and fitness.

The thing is, budgeting (especially in the beginning) is hard. But you know what else is hard?

Not having a budget.

Not having a budget means constantly chasing after purchases that have already occurred. It means being reactive instead of proactive. It means putting out fires instead of taking smaller, consistent action.

And it’s WAY easier than what you’re doing now. Promise.

“If I could only find the right app or program, it would all be better.”

Sorry, but we’re going to burst your bubble again.

That “perfect” app or program or template you’re looking for? It doesn’t exist.

These tools are designed for the masses. They’ll work until they don’t. They might be great for short term gains, but rarely are they THE solution.

Once again, those apps are ok. But they’re not great. And we’re shooting for great.

Here’s why…

What If You Felt Like This About Your Money

Money touches everything which is why having a rock solid, easy-to-follow plan for your money is so transformative. And this transformation can look like a lot of things, such as:

  • feeling confident that you have a plan for your money that works for you.

  • being excited about your future and how you’re going to get there.

  • knowing that your money is under control.

  • making decisions confidently about how you save, spend and plan your money.

  • no longer waking up in the middle of the night worrying about money.
  • knowing that even if obstacles arise, they will not derail you completely.

  • having more pleasant and productive conversations about money with your partner.
  • feeling more prepared for big decisions and expenses on the horizon.
  • releasing any shame you feel about “not being good with money.”

Sounds pretty great, right?

Want to know how you can start this transformation?

So glad you asked…

Say no more! I’m ready

It All Starts With A Eureka Session

What You Get When You Work With A Financial Coach

When we ask people what they wish for they often times say, “I just wish I had a plan to follow.” That’s what we deliver in the Eureka session – a custom plan with your goals and priorities in mind. We look at how you are spending money currently then explore what you want to do with your money going forward. We design a plan that sets you up for success then we discuss how best to execute the plan – what steps you need to take and when.

Your Eureka session is a one-on-one session with a financial coach. In this two-hour session, your coach will walk you through your finances (you’ll know exactly where you stand) and then we’ll give you a plan to help you manage things like day-to-day spending, random whammies that strike, upcoming big expenses as well as tackle your next big goal. You’ll see the exact path for how to get there, including the date it will happen.

Creating a plan with your money is the fastest way to achieve any goal you have in life.

Meet our financial coaches



Book your session online with a financial coach (we’ve got some great ones!)


When you book your session, you’ll be sent some prep work. It shouldn’t take longer to finish than your weekly meal prep.


Your coach goes to work behind the scenes using your prep work to create your custom financial plan.


This is where the magic happens. During your Eureka session, you’ll get a crystal clear picture of your money and a plan for how to work it going forward.


You can take your plan and work it on your own. Or if you feel like you want the accountability and support that ongoing coaching provides, you can sign up for long-term coaching and make progress that doesn’t even seem possible right now.

A Word About Your Eureka Session from Kelsa Dickey, the Founder of Fiscal Fitness Phoenix®

What You Walk Away With From A Eureka Session and Your Session With a Financial Coach

  • A solid plan that takes the guesswork out of managing your money: spending intentionally, saving with a purpose,  leveraging or paying off debts, and maximizing your income. You will get a step-by-step plan for it all.

  • A budget that includes numbers you can live with. We won’t take away your fancy coffee or protein powder.

  • A savings strategy that leaves you feeling more confident, secure, and ready to tackle not only what life throws at you, but the fun, lifestyle expenses you want to enjoy too! Hello, monthly massages!

  • A strategy for your debt that ensures you are leveraging it properly or tackling it as quickly as possible.

Eureka Session Pricing

We work with individuals, couples and small business owners to help them unlock their financial greatness. Because the finances of business owners tend to be more complex and take more time to assess, that additional work is reflected in the price of the session.

For Individuals and Couples

  • One 2-hour session with a financial coach

For Business Owners

  • One 2.5-hour session with a financial coach

Financial Coaching Reviews for Fiscal Fitness Phoenix®

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Financial Coach review
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financial coaching review of fiscal fitness
financial coaching review of fiscal fitness

There’s more where that came from. Read our reviews on Yelp and Google too. Or even better, chat with us.


Get Financial Coaching and a Plan for your money at your own pace and on your own time

If you’re thinking, “That all sounds great, but all I really need is a better plan.”

We hear you. Sometimes that is the best place to start.

For some people, a plan can be a catalyst to making massive strides with their money. In fact, before we do anything with our clients, we begin with a plan. Always start with the plan.

If you’re in search of a sustainable, custom plan for your money, we created Plan Makers Academy just for you.

In this online course, you get a series of videos and downloads that will help you create a plan for your money. Through the 28+ lessons in Plan Makers Academy, you get:

  • Training on how to create your perfect budget
  • A detailed look at the Plan Ahead Method™ budget and why its far superior than an app or free excel spreadsheet on the internet
  • Video training, materials, resources, and guidance from our coaches to support you the whole way
  • Lifetime access to this training so you can revisit it as you budget changes

If this sounds more like your kind of thing, great! We love that for you.

Find out everything there is to know about the Plan Makers Academy. 

Tell Me MORE About the Plan Makers academy

Do you want to start but don’t know where to begin?

Don’t worry. We got you.

Book a FREE, 15-minute Q&A call with one of our coaches. We’d love to chat.

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