The Fiscal Fitness Guide to Saving
Resources, Strategies and Tools to Help You Build Up Your Savings
Having more money in savings provides a safety net like no other. Whether you are saving for one of life’s big events – like getting married, buying a house, or starting a family – or simply wanting to feel more secure and in control of their finances, savings can help you achieve a lot. We know from working with our financial coaching clients that more savings equal more peace of mind. The more money you have in savings for a rainy day, the less you fear rainy days. Savings give us a cushion. They help soften the blow of a whammy. They help us pay for dreams and goals without incurring debt. They allow us to plan and dream big.
Use the resources on this page to motivate you and provide you with strategies to start making some serious headway on figuring out how much you need in savings and what kinds of savings accounts you need.
Savings Strategies
We believe saving is the key to getting ahead financially. It’s why we advise clients to build up their savings accounts before paying down credit cards and other debts. Read the posts below to see how.
Resources
- Why Having Multiple Savings Accounts is Key to Getting Ahead Financially
- How Much Do You Need to Save?
- Start Small: Four Small Changes that Have a Big Impact on your Finances and Help You Save More
- Why You Should Follow the 90-10 Rule When it Comes to an Influx of Cash
- Five Questions to Ask Before Opening a Savings Account
- Why Savings Comes Before Paying Down Credit Cards
- Saving for Retirement: Active vs. Passive Investing
Emergency Savings Strategies
Our advice about emergency savings doesn’t follow the traditional “3-6 months of living expenses in savings” approach. In the articles below, you’ll see how we think you should figure out that amount, and more importantly, when you should (and should not) be dipping into your emergency savings.
Resources
More than 85% of Fiscal Fitness clients have an emergency savings fund after working with us
Do you want more than resources? Our financial coaches have worked with hundreds of people over the years to help them plan ahead and finally get ahead with their finances. Whether your goal is to get out of debt, save more, or finally stick to a budget, we can help. And we won’t even tell you that you have to do it while living on a rice and beans diet! We can provide you with more than a guide to saving. we can provide you the Plan Ahead Method™.
