Health Insurance 101 – Types of Plans

There are different types of health insurance plans that meet different needs. Some examples include HMO, EPO, PPO, and POS plans. HMO: Health Maintenance Organization - A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in [...]

By | 2015-03-26T20:27:28+00:00 November 11th, 2014|Learn|0 Comments

Health Insurance 101 – Some basic terminology

Health care reform has made many people give more thought to the topic of health insurance. Understanding some basic health insurance terms can make navigating this arena easier. Co-Payment: Often called a “co-pay”, is the fixed amount you pay for a service.  For example, a $25 co-pay to see a [...]

By | 2014-11-10T21:32:21+00:00 November 10th, 2014|Learn|0 Comments

Health Insurance 101 – Q&A with Jennifer

Q: Can anyone qualify for health insurance? A: Pre-existing medical conditions no longer prevent anyone from qualifying for health insurance. Q: Will my monthly premium for health insurance be more expensive because of my medical issues? A: No, health insurance rates are now based on age, zip code, tobacco use, and [...]

By | 2014-11-09T22:24:11+00:00 November 9th, 2014|Learn|0 Comments