Take Care of Your Body Without Breaking the Bank

I’ve always had two loves – fitness and finances. I don’t know a time in my life when I wasn’t active or had some sort of physical hobby. And I can’t recall a time when I didn’t invest time to managing my money well.

Our overall well-being is just as much about our money, as it is our mind and bodies.

Here are some tips for funding your health, fitness and wellness in the new year! But first, you must:

Decide it’s important to you.

We can have anything we want, but we can’t have everything we want. What is most important to you?

Make a list of your Top 3 Values.

Mine are Family, Health and Impact. What are yours?

Now make sure those 3 things are funded first.

Make sure you feel satisfied with the amount of time, money and energy you are putting to them. Then spread the rest of your money out across your other wants and needs.

Funding what’s most important to you first will improve your quality of life significantly.

We can fund our goals, not just with money, but with our time and energy too.

Time, money, and energy – these are our most valuable resources. Are you using them in a way that aligns with your future goals?

If health, fitness or wellness made your list of Top 3, there are a few things you can do to make prioritizing these expenses easier to manage.

  • You might have some expenses that are fixed and recurring such as a gym membership, monthly massage, stretch therapy appointment or perhaps your Peloton classes. These expenses are probably easy to estimate. Make a list of these, along with all your other bills, and put them in due date order. That will make it easier to glance at the list and see “What do I have coming up in the next week?” In other words, you’ll be able to to see what will be clearing your checking account or going on your credit card.
  • You probably also have some health and fitness expenses that happen irregularly – new equipment, new workout clothes, a package of sessions with your favorite health coach. For these items, total them up and then divide by 12 to get the monthly amount.
  • Then hop on over to an online bank (I use Ally Bank but there are a lot of other options) and open a savings account and title it something that is meaningful for you. It can be something simple like “Health” or “Fitness” or you could title it “Take Care of My Body” or “Invest in My Health.” Then each month, transfer this monthly amount into this savings account. When one of these expenses pop up during the year, use this savings account to pay for it.This part of life is important to you. Doing this should drastically reduce, if not entirely eliminate, any guilt you feel when spending your money on these things.
  • You could even do this with any other area of life you want to be better prepared for financially – car repairs, kids activities, gifts, travel, medical, annual bills, etc. Which categories would you love to fund each month so you’re ready for it when it happens?
  • Take advantage of the great outdoors. Here are 10 fun and active things to do in nature:
    • Go for a walk, solo or with a friend (human or canine)
    • Go for a bike ride
    • Rollerblade (or rollerskate if you have them!)
    • Take a hike – on a trail or up a mountain
    • Toss around a football with your friends or kids
    • Play frisbee (or frisbee golf!)
    • Kick around a soccer ball
    • Go to a park and play on the monkey bars
    • Have an at-home dance party!
    • Fly a kite
What are some of your favorite outdoors activities?

These strategies will dramatically reduce any financial stress you may be experiencing. Worrying less helps the body to unwind and creates more mental space improving overall well-being.

In other words, these strategies help you to take care of your mind, body and money. 

My goal is that you use your money to fund your goals. If you want help creating a plan with your money that feels aligned with how you want to live your life and that gets you excited to execute, add your name to our coaching waitlist.

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