We all know it’s important to talk about finances before committing to someone for the rest of your life. And sure, it’s great to have that conversation, but how and where do you even start? The reality is most people were never taught financial and budgeting basics, so talking about finances might be a case of not even knowing what you need to know.

We’ve compiled a list of 10 questions below to help you start that conversation. Hopefully, they can help you get the ball rolling because starting somewhere is definitely better than putting this conversation off for another day.

Ten Questions

  • How important is saving to you? How do you save now?
  • What is your current debt load? What is your perspective on having debt?
  • Do you have goals with your income? What are they?
  • Do you consider yourself a saver or a spender? Why?
  • Do you think about the financial impact of your life goals?
  • What are you willing to spend a lot of money on or invest in?
  • If you had to explain how to manage money to a teenager right now, what would you tell them? (Sometimes it’s easier for a person to share what they would say to someone else vs. answering what their beliefs are around money)
  • What’s a financial mistake from your past? What did you learn from it?
  • Do you lend money to friends or family? Do you borrow money from friends or family?
  • Would you seek financial coaching if I felt we needed it?

Money is an ongoing topic and the sooner you and your significant other can get on the same page, the better off you’ll be.

More Resources

Want more ideas to spur on the conversation and keep it going? Check out these posts:

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