Stop winging it financially. Get a plan, get ahead, and spend confidently with financial coaching.
We have a better way to budget. Learn from the financial coaches who created The Plan Ahead Method™ how simple, realistic planning can transform your life.






Our financial coaching superpower is helping people, just like you, to see your money clearly so the next financial decision you make is a no-brainer.
Sick and tired of hearing about all of the things you shouldn’t do with your money: Avoid credit cards! Don’t buy the latte! You should never buy a new car! Want to hear more about what you SHOULD do with your money?
At Fiscal Fitness, we help people across the country create a road map for their money that takes into account their next car payment as well as their dreams and goals for the future. Whether your dream is renovating your house, paying off your student loans in a year, or taking a month off to bum around Europe, it is possible. (And you don’t have to live on rice and beans to do it!)
We don’t think money should stop you from dreaming big. Quite the opposite. Your money should be used as a tool to help you achieve your dreams. Let us show you how.
Why We Are Financial Coaches
Planning ahead is a skill everyone can learn. And it will transform your relationship with your money.
We help our financial coaching clients create a realistic budget (we will not take away your daily coffee splurge if you don’t want to), but the budget is just one part of the plan. And when we say “budget” it’s not like any budget you’ve likely seen before. It takes into account the timing of your life and shows you how the decisions you make today affect your money tomorrow, next week, next month and beyond.
You’ll walk out of your financial coaching session knowing what to pay and when to pay it, the best strategy for paying things off, and how long it will take you to save for what you want. Financial coaching is about so much more than a budget. It’s about your life.
The Fiscal Fitness Financial Coaching Process
Step 1 - Gain Total Clarity Around Your Money
Book a Eureka! session and get a detailed picture of your current financial situation (maybe for the first time ever!). Your starting point will be crystal clear. Once we can see where you are, we can figure out the best and fastest way to get you to your finish line.
Step 2 - Create a Plan You Feel Excited About
You and your financial coach will create a plan for your money that takes into account your monthly spending as well as your financial goals. You’ll know the daily, weekly, and monthly actions you have to take to support the plan. No guesswork involved! No questioning if you can afford something. You will know everything and see how it fits into the big picture. Seeing it laid out in front of you, step-by-step is a game-changer. It’s the plan you’ve been looking for!
Step 3 - Take Action and Execute Your Plan
With the plan to achieve your goals clearly laid out, combined with new awareness and excitement, all that’s left is doing the work. Tackle the steps all on your own or choose to work with your coach longer for extra support, accountability, and guidance as you make progress on your financial journey. We’ve seen clients be successful on their own or with our help. The choice is yours but no matter what, you’ll have a blueprint for your path to financial success and freedom.
Financial Coaching Client Stories
How four clients transformed their future through financial coaching with Fiscal Fitness.




You Can Feel Excited About Your Money
At Fiscal Fitness, we believe everyone has the ability to take control of their finances. That’s why we freely give away our strategies for success and inspire anyone we can through The Fiscal Fitness Podcast, in our FREE Facebook group, and on the Fiscal Fitness blog. In addition, we have been featured on websites, blogs, magazines, newspapers, national and local TV programs giving away the advice we share with our clients.

The Fiscal Fitness Podcast
The Fiscal Fitness Podcast is a weekly podcast about money strategies featuring our coaches, as well as featured experts and forward-thinking gurus who talk about everything from career coaching to meal planning.
The Fiscal Fitness Blog
Take Inspired Action
Sometimes the only difference between being successful with your finances and not is a dash of inspiration mixed with an ounce of motivation. On the Fiscal Fitness blog, we provide both. We regularly write about budgeting tips, savings strategies, and spending habits because we know life is complicated. Your finances shouldn’t be.
The Fiscal Fitness Podcast Episode 115: Should Your Money Work Harder For You?
Should Your Money Work Harder For You? Do you ever feel urgency or stress around this idea of "I need to make my money work harder for me!". If so, this one's for YOU! “I [...]
Meet the Newest Member of the Fiscal Fitness Team
Meet Erica Rivera, Fiscal Fitness' newest team member and our Client Concierge and Executive Assistant. She joined the team at the end of 2020, and we were this excited when she said yes to [...]
The Fiscal Fitness Podcast Episode 114: Free Download – Track Your Financial Goals in 2021
Do you have big goals for 2021? As we head into the new year, so many of us are setting different goals for the year. We created a free download (click here to download) to [...]
Fiscal Fitness Phoenix Reviews




































































