





Our superpower is helping people, just like you, to see your money clearly so the next financial decision you make is a no-brainer.
Sick and tired of hearing about all of the things you shouldn’t do with your money?
Avoid credit cards!
Don’t buy that latte!
You should never own a new car!
Want to hear more about what you SHOULD do with your money?
At Fiscal Fitness, we help people across the country create a plan for their money.
It’s a plan that factors in their next car payment as well as their pie in the sky goals for the future. Whether your dream is renovating your house, paying off your student loans, or opening your own business, it is possible. And you don’t have to live on rice and beans to do it!
We don’t think money should stop you from dreaming big. Quite the opposite.
Your money is a tool that can help you live your dreams.
We can show you how.
The Key to Money: Planning Ahead
Planning ahead is a skill everyone can learn, and it will transform your relationship with money.
Planning ahead doesn’t sound all that revolutionary, but it’s not the way most people were taught to budget, save, and spend.
If you think of the traditional way of budgeting, it accounts for one month at a time.
True transformation with your money happens when you can look ahead and anticipate what’s coming two months, six months or even a year down the road. It’s forward-looking.
Think about how great it would feel if the purchases you make are already accounted for. Buyers remorse vanishes. Credit card purchases don’t add up. The guilt you feel around treating yourself to your favorite caffeinated beverage or “splurging” on a new pair of gym shoes (that might have been necessary) doesn’t come.
It’s how you eliminate the stress and shame around money that so many people feel.
It’s also how you unlock your financial greatness.
Financial coaching is about so much more than getting a budget. It’s about living your life.

When Happens When You Work With A Financial Coach
How four clients unlocked their financial greatness through financial coaching.
“Since coaching, I feel like I have control over my money. Also, one of my biggest fears was that I was going to have to cut back so much that I wouldn’t be able to enjoy life. The thing I love most about the system we’ve created is that it accounts for all of the extra luxury things that I desire to have as a part of my life.”
“I was so stressed around money, and I knew I needed help to get me out of the hole I put myself in. I was embarrassed that I was even in this situation, and I knew if I didn’t get help, it was only going to get worse. My financial situation is now stable because I have a plan. I look at spending money differently, and I go through a process before I commit to buying something.”
“I was appalled to see we were overspending by $1-2K every single month. I was embarrassed and had no clue how we had gotten here and even less clue how to get out. On the call, I was floored. Jill shared things and ideas I knew nothing about. She made it seem like it was not only possible, but that it would be fun.”

Our Financial Coaches Love What They Do
We coach people who are looking for a plan for their money that brings them peace, security, and joy. We show them how to get more out of what they’re already making while still paying their bills, taking vacations, pursuing hobbies, and working toward their next big goal. We believe money should help you fund your dreams, not be the thing holding you back.
Fiscal Fitness was started in 2009 by our OG Financial Coach and CEO Kelsa Dickey. It’s grown to the team of dedicated people you see here.
Get Excited About Your Money
At Fiscal Fitness, we believe everyone has the ability to take control of their finances. That’s why we freely give away our strategies for success and inspire anyone we can through the Fiscal Fitness Podcast, in our FREE Facebook group, and on the Fiscal Fitness blog. In addition, we have been featured on websites, blogs, magazines, newspapers, national and local TV programs giving away the advice we share with our clients.
Hey fit pros and fitness enthusiasts!
We’ve got something just for you.
Season 2 of the Fiscal Fitness Podcast is for the fitness enthusiasts, athletes, and gym aficionados out there.
We’ve learned through our own fitness journey that if you can plan your macros, you can plan your money. It you can stick to a training schedule, you can stick to a budget.
See how your experience at the gym translates to money skills you didn’t know you have.
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Thoughts On Ice Baths and Financial Goals
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Meet Our Newest Financial Coach, Niyani Armstrong
Say Hello To Niyani We are so excited to have the amazing Niyani Armstrong join Fiscal Fitness Phoenix as our newest financial coach. That’s right. We now have four financial coaches [...]